Fully transparent, so you can breathe easy
We’re on your side. No hidden costs. Clear-cut pricing. Free Mastercard.
Zero monthly debit card fees.
(more money for the important stuff)
Zero custody fees.
(because it’s our honour to look after your investments)
Zero fees on payments within Switzerland
(in 13 currencies! Isn’t life wonderful)
Free Yuh Mastercard, delivered to your door.
(wow, we’re starting to repeat ourselves a bit)
Free cash withdrawal once per week.
(to feed that secret latte habit)
Free cash transfers.
(because it’s your money, not ours)
Pricing – low-to-no-fees
Yuh charges no fees whenever possible, and low fees when necessary. In all cases, you can rely on full transparency. Kassensturz (in German, via Moneyland) by SRF put 16 financial service providers in Switzerland under the microscope. The result? Yuh has the best offer!
|Debit Card Cash Withdrawal in Switzerland||1 free withdrawal/week1|
|Debit Card Cash Withdrawal abroad||4.90 CHF/withdrawal2|
|Debit Card Transaction fees in 13 currencies (in stores and online)3,4||Free|
|Debit Card (free delivery)||Free|
|Bank transfers in Switzerland and Liechtenstein in 13 currencies3,4||Free|
|Bank transfers in Europe (SEPA) in EUR4,5||Free|
|Bank transfers in Europe (SEPA) in other currencies4,5||4 CHF|
|QR and BVR payments4||Free|
|Peer-to-peer payment in the app||Free|
|Positive interest rates for cash assets of up to 25’000.- per currency6,7||CHF: 0.75%
|Positive interest rates for cash assets between 25'000.- and 100’000.- per currency6,7||CHF: 0.50%
|Trading of Stock, ETF, Themes8||0.50%|
|Trading of Crypto||1%|
1 One Free withdrawal per Calendar Week starting on Monday. 1.90 CHF per subsequent withdrawal. Monthly default limit at 10'000 CHF per month. Cash withdrawal is not supported in a few countries. The full list can be found here.
2 Or equivalent in the local currency.
3 CHF - USD - EUR - GBP - JPY - AUD - CAD - SEK - HKD - NOK - DKK - AED - SGD
4 Yuh is not responsible for any fees charged by third party banks.
5 The SEPA area consists of the following countries: Switzerland, Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain, Bulgaria, Croatia, Czechia, Denmark, Hungary, Poland, Romania, Sweden, United Kingdom, Iceland, Liechtenstein, Norway, Andorra, Monaco, San Marino, Vatican City. International bank transfers outside of the SEPA countries are currently not supported.
6 The interest rates are cumulative. In other words, interest is calculated separately for each currency (CHF, EUR or USD). Interest is pro-rated across 365 days, and is paid annually on 31 December. Valid from April 1, 2023.
7 We reserve the right to modify the applicable interest rates. Depending on the amount of the credit balance, a negative interest rate (fee) may be charged. The valid conditions can be requested at any time.
8 Minimum fee of 1.-. Can be subject to additional local governmental taxes.
Virtual currencies are on-trend right now. That’s why we made our own, the Swissqoin. And they’re easy to earn – you can top-up your Swissqoins with (almost) every action you do on your account.
|One time deposit of
500 CHF at account opening1
|Every Yuh Trade3||10 SWQ|
1 The deposit of 500 CHF must be made in one instalment.
2 For both referrer and referee, after the referee makes a first deposit of at least 500 CHF (in a single instalment, at any time after opening the account).
3 Rewards for trades are limited to 100 Swissqoins per day, which corresponds to 10 transactions.
4 A debit card transaction must amount to at least 1 CHF (or equivalent in other currencies) in order to qualify for a reward. Rewards for payments with your debit card are limited to 20 Swissqoins per day (which corresponds to 10 payments).