Transparent pricing is our jam

Our fees don’t like to play hide and seek. Whenever they apply, they’ll wave at you from afar.

Yuh online bank account: keeping it
low-to-no-fee

Our pricing’s best buddy is the 0. We don’t charge you often, but when we do we try to keep it as low as possible.

Fee-free bank account

Account with Swiss IBAN
Free
Account management
Free
Custody service
Free

Debit Mastercard

Physical card, delivered to your door
Free
Virtual card, available in your app
Free
Contactless payments
Free
Mobile payments
Free
Multi-currency account
Free
ATM withdrawal in Switzerland 1
1 free withdrawal per week
ATM withdrawal abroad
4.90 CHF per withdrawal
Currency exchange
0.95%
Pocket insurance
Free
1 One free withdrawal per calendar week starting on Monday. 1.90 CHF per subsequent withdrawal. Withdrawal limits apply according to the main currency of your account: 10’000 per month and 1’000 per day. Cash withdrawal and card usage is not supported in a few countries. The full list can be found here.

Bank Transfers

Bank transfer in Switzerland and Liechtenstein in 13 currencies
Free
SEPA transfer in Europe in EUR
Free
SEPA transfer in Europe in other currencies
4 CHF

Save

Saving projects
Free
Interest rates for cash assets in saving projects in CHF, EUR and USD
0%

Invest

Custody fees
Free
Crypto
1%
Stocks, ETFs, Themes
0.50%
Recurring «buy» orders on eligible ETFs 1
Free
1 See list of eligible ETFs. Stamp duties, TER as well as «sell» fees still apply.

Pillar 3a

All-in-fee
0.50%
1 In exceptional cases, additional fees may be charged by our Simply 3a Foundation. For more information, please see our Fee Regulations.

Customer Care

Phone support
Free
Message support
Free
In-app chat support
Free

Security

Deposit protection
Free
Two-factor authentification
Free
More details

Questions? We’re happy to help!

Can I make an international money transfer on the Yuh app?

Whether you are renting a bungalow on the beach or reimbursing a friend abroad, nothing could be easier! With Yuh, you can transfer money in 13 currencies [CHF – USD – EUR – GBP – JPY – AUD – CAD – SEK – HKD – NOK – DKK – AED – SGD] to SEPA* countries. All you have to do is enter the bank details of the recipient (BIC and IBAN) and choose the currency. It is as simple as that! Not only that, but also transfers in euros are free.

* What are the SEPA countries? The Single Euro Payments Area is a pan-European community which aims to make payments in the euro zone as easy and safe as national payments. Here is a list of SEPA countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, the Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, the United Kingdom and Vatican City.

How much are the fees for international money transfers on Yuh?

International transfers in EUR within the SEPA area are free. In other currencies, we charge 4 CHF. Bank transfers within Switzerland and Liechtenstein are free in the 13 currencies available in the app. But, there is a “but”… Yuh is not responsible for any fees charged by the receiving bank. A bit of research on your part could help you avoid any additional fees.

What is the baseline for the 0.95% currency exchange fees?

We apply the inter-banking rate (a.k.a. mid-market rate), just as you see it on Google, plus a small fee (0.95%) on top.

How are you able to keep fees so low?

We like to keep the Yuhniverse digital only. Yuh doesn’t have any subsidiaries or bank counters. What’s more, we don’t speculate with your money and use it wisely where it matters.

Will you increase the fees in the future?

Don’t worry, the Yuh app will remain free in the future. We’ll continue with mini-fees or none at all. We’ve listened to our Yuhsers and taken their wishes to heart. And because we stick to our promises, we aren’t planning to add flat-rate packages to our product range at the moment.

Need help? Our support team is all ears

Take charge of your money, switch to the Yuhniverse!

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