The Yuh debit card has the looks and the brains 

The Yuh debit card gives you exactly what you need. Not only does it impress with its striking good looks, but it also offers plenty of practical benefits. So what are you waiting for? Display our debit card proudly in your wallet and get ready to use it whenever you want. Read on to find out how. 

Delivered to your door at no extra cost 

Here’s one benefit that you’ll struggle to find anywhere else: your debit card, delivered to you free of charge, with a stylish design that is hard to beat. Why settle for a dull and boring plastic card when you can show off Yuh’s glamourous black sexiness instead…? All you have to do to get hold of one is download the Yuh app and open your account in just a few simple steps. All you have to do is order your card and it will be delivered straight to your letterbox. 

Avoid nasty surprises 

The Yuh Mastercard debit card offers plenty of advantages beyond its appearance. Most importantly of all, it allows you to manage your money in a totally transparent way, without any nasty surprises at the end of the month. After all, with a debit card you can only spend what you actually have. This might sound dull, but it will save you so much hassle on shopping trips. This makes it similar to cash, but safer, as the card can simply be locked temporarily or cancelled if it is lost or stolen. 
After all, with a debit card you can only spend what you actually have. This might sound dull, but it will save you so much hassle on shopping trips. 

The world at your fingertips 

One card, one IBAN number, 13 currencies. This might sound complicated, but in fact it couldn’t be simpler. That’s because our main aim is to make your (financial) life easier. Here are two ways we do just that: 

Travel: Planning a weekend of retail therapy in London and need some British pounds fast? The currency you need is just a tap away on the Yuh app. If you’re the spontaneous type, you can benefit from a spot exchange rate when you get there without any transaction fees. All you have to pay is the obligatory 0.95% foreign exchange fee – because even living in the moment has its drawbacks. We don’t charge this fee when you take pounds sterling from another account – a past gift from your favourite English aunt, perhaps – and transfer them to your Yuh account. 
 

Online shopping: Looking to buy your new skateboard from an online shop based in the US? The Yuh Mastercard makes this easy too, with instant currency conversions into US dollars (and all of the 13 currencies linked to the Yuh account) at the spot exchange rate (0.95% foreign exchange fee) – and, of course, no transaction fees… 

As if that wasn’t enough, you can make contactless purchases up to 80 CHF without having to enter your PIN – easy or what? 

What happens the day your debit card expires? 

When your physical card is about to expire, we will send you a message to confirm your address in the Yuh app. Once completed, your new card will automatically show up at your doorstep, ready to steal the show.
Here’s how to activate it: 
  • Open the Yuh app, go to Pay > Card 
  • Swipe to your new card and tap Activate 
  • Follow the steps, then insert it into a payment terminal and use your PIN to pay. 
Your PIN stays the same, and it’s safely stored in the app. Just go to Pay > Card > Show PIN if you need a reminder. 

Cash – what’s that? 

So, as we’ve already mentioned, we can save you from hidden costs and nasty surprises – but only if you stick to a few important rules. For example, if you’re standing in front of an ATM in Barcelona thinking about drawing out cash – don’t! That’s because we have to charge 4.90 CHF for every withdrawal outside of Switzerland. But hey, who needs cash these days? After all, almost every business anywhere in the world accepts cards – including in Barcelona. 

So what is the virtual Yuh card? 

Think of it as the digital twin of your physical debit card, but faster to activate and always ready when you are. No waiting for the post, no fuss. Perfect for online shopping or paying on the go with your phone – Apple Pay, Google Pay, Samsung Pay, even Swatch Pay has your back. It comes with its own card number, so if one card ever needs a break, the other one keeps on working. And because it’s all in the app, you’re always in control – check your transactions, freeze or unfreeze it, view your PIN, track your spending. 
Bonus tip: The virtual card can also be used as a «burner» card. If you’re unsure about a merchant, use your virtual card. In case of doubt, block or cancel it. Replacement is immediate, 0 negative consequences. 
Perks without a price tag
Your Yuh debit cards (yes, plural) are more than just good looking. No monthly fees, no transaction fees in 13 currencies and no nasty surprises. Just swipe, tap and go. 
If you need a currency Yuh doesn’t have, we’ll exchange it for a fair 0.95% fee. Simple. 
Bonus: Every time you pay, you earn Swissqoins. And your virtual card? Already live in the app, ready to do its thing. Like we said – perks. No price tag.