At Yuh, we know that December is almost guaranteed to stretch your wallet to its limit. That’s why we’ve put together a selection of 11 money challenges designed to help you keep your accounts in the black over Christmas and throughout the year to come. Our ideas range from going without your morning coffee to saving for (and on) a rainy day, and they’re all designed to help you plan your budget and take long-term control over your money. The key is to set realistic targets and adapt the challenges to suit your lifestyle – and don’t forget to reward yourself when you finish, either. If you fancy keeping your account in credit right through Christmas, read on …